Call reports 2015
INTERNATIONAL BANK OF CHICAGO — 2015
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 525,588,000 | 521,608,000 | 541,101,000 | 520,056,000 |
| Total loans | 304,825,000 | 316,390,000 | 313,087,000 | 298,279,000 |
| Allowance for loan losses | 9,264,000 | 10,101,000 | 10,610,000 | 10,474,000 |
| Securities available for sale | 189,013,000 | 182,008,000 | 172,119,000 | 185,116,000 |
| Securities held to maturity | 1,818,000 | 1,477,000 | 1,439,000 | 1,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,417,000 | 454,089,000 | 471,397,000 | 450,031,000 |
| Interest-bearing deposits | 305,629,000 | 292,257,000 | 280,515,000 | 269,480,000 |
| Noninterest-bearing deposits | 153,788,000 | 161,832,000 | 190,882,000 | 180,551,000 |
| Equity capital | 62,687,000 | 63,467,000 | 65,730,000 | 66,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,456,000 | 11,751,000 | 17,379,000 | 23,089,000 |
| Interest expense | 689,000 | 1,336,000 | 1,951,000 | 2,540,000 |
| Net interest income | 4,767,000 | 10,415,000 | 15,428,000 | 20,549,000 |
| Noninterest income | 215,000 | 409,000 | 403,000 | 685,000 |
| Noninterest expense | 2,498,000 | 4,928,000 | 7,250,000 | 9,631,000 |
| Provision for loan losses | 475,000 | 1,640,000 | 2,390,000 | 2,390,000 |
| Pretax income | 2,092,000 | 4,377,000 | 6,356,000 | 9,407,000 |
| Income tax | 44,000 | 97,000 | 131,000 | 198,000 |
| Net income | 2,048,000 | 4,280,000 | 6,225,000 | 9,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,934,000 | 61,177,000 | 63,134,000 | 64,127,000 |
| Total capital | 63,017,000 | 65,417,000 | 67,284,000 | 68,055,000 |
| Risk-weighted assets | 321,175,000 | 333,367,000 | 325,299,000 | 307,742,000 |