Call reports 2014
INTERNATIONAL BANK OF CHICAGO — 2014
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 517,889,000 | 522,391,000 | 526,544,000 | 525,268,000 |
| Total loans | 319,849,000 | 307,593,000 | 298,692,000 | 307,981,000 |
| Allowance for loan losses | 7,677,000 | 8,502,000 | 8,975,000 | 9,133,000 |
| Securities available for sale | 163,637,000 | 180,915,000 | 197,717,000 | 192,669,000 |
| Securities held to maturity | 3,904,000 | 3,440,000 | 3,258,000 | 2,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,436,000 | 464,576,000 | 466,857,000 | 457,354,000 |
| Interest-bearing deposits | 351,770,000 | 318,537,000 | 339,532,000 | 320,194,000 |
| Noninterest-bearing deposits | 110,666,000 | 146,039,000 | 127,325,000 | 137,160,000 |
| Equity capital | 51,920,000 | 53,779,000 | 55,891,000 | 58,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,303,000 | 10,919,000 | 16,375,000 | 22,225,000 |
| Interest expense | 783,000 | 1,573,000 | 2,349,000 | 3,093,000 |
| Net interest income | 4,520,000 | 9,346,000 | 14,026,000 | 19,132,000 |
| Noninterest income | 327,000 | 794,000 | 1,093,000 | 1,133,000 |
| Noninterest expense | 2,648,000 | 5,281,000 | 7,541,000 | 9,612,000 |
| Provision for loan losses | 1,050,000 | 2,015,000 | 2,840,000 | 3,500,000 |
| Pretax income | 1,149,000 | 2,851,000 | 4,745,000 | 7,206,000 |
| Income tax | 29,000 | 64,000 | 91,000 | 162,000 |
| Net income | 1,120,000 | 2,787,000 | 4,654,000 | 7,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,627,000 | 52,320,000 | 54,221,000 | 56,645,000 |
| Total capital | 56,649,000 | 56,357,000 | 58,174,000 | 60,670,000 |
| Risk-weighted assets | 318,118,000 | 318,489,000 | 311,229,000 | 316,874,000 |