Call reports 2013
INTERNATIONAL BANK OF CHICAGO — 2013
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 448,694,000 | 468,198,000 | 477,658,000 | 479,602,000 |
| Total loans | 284,609,000 | 294,699,000 | 302,292,000 | 297,393,000 |
| Allowance for loan losses | 5,823,000 | 7,536,000 | 6,958,000 | 6,703,000 |
| Securities available for sale | 133,019,000 | 147,727,000 | 143,854,000 | 142,887,000 |
| Securities held to maturity | 6,908,000 | 5,728,000 | 4,880,000 | 4,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,996,000 | 417,869,000 | 426,817,000 | 426,407,000 |
| Interest-bearing deposits | 344,288,000 | 345,560,000 | 346,874,000 | 349,939,000 |
| Noninterest-bearing deposits | 49,708,000 | 72,309,000 | 79,943,000 | 76,468,000 |
| Equity capital | 51,531,000 | 43,838,000 | 47,320,000 | 49,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,250,000 | 10,319,000 | 16,137,000 | 21,437,000 |
| Interest expense | 849,000 | 1,709,000 | 2,573,000 | 3,378,000 |
| Net interest income | 4,401,000 | 8,610,000 | 13,564,000 | 18,059,000 |
| Noninterest income | 314,000 | 807,000 | 1,555,000 | 2,149,000 |
| Noninterest expense | 2,278,000 | 4,532,000 | 7,165,000 | 10,044,000 |
| Provision for loan losses | 900,000 | 3,723,000 | 3,261,000 | 4,130,000 |
| Pretax income | 1,550,000 | 1,197,000 | 4,741,000 | 6,099,000 |
| Income tax | 106,000 | 142,000 | 184,000 | 235,000 |
| Net income | 1,444,000 | 1,055,000 | 4,557,000 | 5,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,533,000 | 46,080,000 | 49,621,000 | 51,468,000 |
| Total capital | 54,310,000 | 50,012,000 | 53,631,000 | 55,360,000 |
| Risk-weighted assets | 300,098,000 | 310,958,000 | 317,827,000 | 308,559,000 |