Call reports 2009
INTERNATIONAL BANK OF CHICAGO — 2009
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 194,557,000 | 204,182,000 | 210,921,000 | 219,032,000 |
| Total loans | 129,897,000 | 135,807,000 | 141,536,000 | 148,408,000 |
| Allowance for loan losses | 1,397,000 | 1,497,000 | 1,794,000 | 2,081,000 |
| Securities available for sale | 0 | 5,427,000 | 6,342,000 | 9,708,000 |
| Securities held to maturity | 50,837,000 | 49,889,000 | 48,288,000 | 44,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,825,000 | 178,158,000 | 185,527,000 | 192,125,000 |
| Interest-bearing deposits | 164,566,000 | 167,261,000 | 174,316,000 | 181,528,000 |
| Noninterest-bearing deposits | 9,259,000 | 10,897,000 | 11,211,000 | 10,597,000 |
| Equity capital | 16,797,000 | 18,668,000 | 19,586,000 | 21,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,959,000 | 5,941,000 | 8,819,000 | 11,660,000 |
| Interest expense | 1,271,000 | 2,544,000 | 3,778,000 | 4,878,000 |
| Net interest income | 1,688,000 | 3,397,000 | 5,041,000 | 6,782,000 |
| Noninterest income | 265,000 | 544,000 | 1,072,000 | 1,205,000 |
| Noninterest expense | 1,243,000 | 2,569,000 | 3,618,000 | 4,953,000 |
| Provision for loan losses | 90,000 | 190,000 | 500,000 | 1,731,000 |
| Pretax income | 620,000 | 1,203,000 | 2,016,000 | 1,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 620,000 | 1,203,000 | 2,016,000 | 1,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,797,000 | 18,680,000 | 19,493,000 | 21,203,000 |
| Total capital | 18,196,000 | 20,177,000 | 21,289,000 | 23,119,000 |
| Risk-weighted assets | 140,300,000 | 145,306,000 | 149,646,000 | 153,098,000 |