Call reports 2008
INTERNATIONAL BANK OF CHICAGO — 2008
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 166,572,000 | 162,886,000 | 177,889,000 | 182,710,000 |
| Total loans | 104,933,000 | 107,247,000 | 119,398,000 | 124,595,000 |
| Allowance for loan losses | 1,145,000 | 1,145,000 | 1,145,000 | 1,420,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,829,000 | 39,700,000 | 44,910,000 | 46,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,010,000 | 142,548,000 | 156,563,000 | 161,770,000 |
| Interest-bearing deposits | 132,428,000 | 127,202,000 | 142,279,000 | 148,091,000 |
| Noninterest-bearing deposits | 15,582,000 | 15,346,000 | 14,284,000 | 13,679,000 |
| Equity capital | 14,556,000 | 15,138,000 | 16,157,000 | 16,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,511,000 | 4,936,000 | 7,558,000 | 10,358,000 |
| Interest expense | 1,515,000 | 2,791,000 | 4,006,000 | 5,330,000 |
| Net interest income | 996,000 | 2,145,000 | 3,552,000 | 5,028,000 |
| Noninterest income | 303,000 | 707,000 | 1,290,000 | 1,423,000 |
| Noninterest expense | 1,108,000 | 2,813,000 | 3,784,000 | 5,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 275,000 |
| Pretax income | 191,000 | 39,000 | 1,058,000 | 1,078,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 39,000 | 1,058,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,556,000 | 15,138,000 | 16,157,000 | 16,177,000 |
| Total capital | 15,701,000 | 16,283,000 | 17,302,000 | 17,597,000 |
| Risk-weighted assets | 118,188,000 | 119,498,000 | 130,420,000 | 133,873,000 |