Call reports 2007
INTERNATIONAL BANK OF CHICAGO — 2007
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 181,220,000 | 186,220,000 | 181,057,000 | 170,057,000 |
| Total loans | 89,469,000 | 90,239,000 | 96,897,000 | 98,674,000 |
| Allowance for loan losses | 498,000 | 498,000 | 544,000 | 1,145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,398,000 | 35,177,000 | 34,553,000 | 32,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,098,000 | 163,531,000 | 158,962,000 | 151,778,000 |
| Interest-bearing deposits | 144,661,000 | 147,898,000 | 146,719,000 | 137,347,000 |
| Noninterest-bearing deposits | 14,437,000 | 15,633,000 | 12,243,000 | 14,431,000 |
| Equity capital | 14,766,000 | 15,336,000 | 15,352,000 | 14,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,623,000 | 5,338,000 | 8,178,000 | 10,696,000 |
| Interest expense | 1,624,000 | 3,328,000 | 5,125,000 | 6,845,000 |
| Net interest income | 999,000 | 2,010,000 | 3,053,000 | 3,851,000 |
| Noninterest income | 537,000 | 1,023,000 | 1,067,000 | 1,304,000 |
| Noninterest expense | 1,036,000 | 1,963,000 | 2,984,000 | 4,321,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 735,000 |
| Pretax income | 500,000 | 1,070,000 | 1,086,000 | 99,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 500,000 | 1,070,000 | 1,086,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,766,000 | 15,336,000 | 15,352,000 | 14,365,000 |
| Total capital | 15,266,000 | 15,836,000 | 15,898,000 | 15,510,000 |
| Risk-weighted assets | 110,508,000 | 111,580,000 | 116,052,000 | 115,408,000 |