Call reports 2005
INTERNATIONAL BANK OF CHICAGO — 2005
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 120,372,000 | 122,391,000 | 129,173,000 | 140,028,000 |
| Total loans | 66,493,000 | 71,106,000 | 75,752,000 | 77,256,000 |
| Allowance for loan losses | 535,000 | 527,000 | 527,000 | 527,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,832,000 | 36,295,000 | 35,412,000 | 35,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,041,000 | 103,812,000 | 110,247,000 | 118,502,000 |
| Interest-bearing deposits | 95,285,000 | 96,136,000 | 101,320,000 | 107,216,000 |
| Noninterest-bearing deposits | 6,756,000 | 7,676,000 | 8,927,000 | 11,286,000 |
| Equity capital | 10,339,000 | 10,557,000 | 11,023,000 | 13,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,417,000 | 5,138,000 | 6,979,000 |
| Interest expense | 644,000 | 1,347,000 | 2,157,000 | 3,105,000 |
| Net interest income | 975,000 | 2,070,000 | 2,981,000 | 3,874,000 |
| Noninterest income | 378,000 | 736,000 | 1,141,000 | 930,000 |
| Noninterest expense | 964,000 | 1,949,000 | 2,799,000 | 3,931,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 389,000 | 857,000 | 1,323,000 | 873,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 389,000 | 857,000 | 1,323,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,339,000 | 10,557,000 | 11,023,000 | 13,173,000 |
| Total capital | 10,876,000 | 11,086,000 | 11,552,000 | 13,702,000 |
| Risk-weighted assets | 81,418,000 | 81,346,000 | 86,324,000 | 87,333,000 |