Call reports 2004
INTERNATIONAL BANK OF CHICAGO — 2004
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 119,256,000 | 118,048,000 | 125,508,000 | 121,044,000 |
| Total loans | 59,994,000 | 61,353,000 | 65,509,000 | 66,118,000 |
| Allowance for loan losses | 581,000 | 576,000 | 579,000 | 537,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,617,000 | 30,999,000 | 37,154,000 | 35,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,350,000 | 98,574,000 | 104,783,000 | 102,970,000 |
| Interest-bearing deposits | 90,833,000 | 89,717,000 | 90,916,000 | 93,943,000 |
| Noninterest-bearing deposits | 9,517,000 | 8,857,000 | 13,867,000 | 9,027,000 |
| Equity capital | 10,982,000 | 11,589,000 | 12,854,000 | 9,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,760,000 | 4,282,000 | 5,930,000 |
| Interest expense | 547,000 | 1,094,000 | 1,642,000 | 2,236,000 |
| Net interest income | 803,000 | 1,666,000 | 2,640,000 | 3,694,000 |
| Noninterest income | 287,000 | 856,000 | 2,022,000 | 2,038,000 |
| Noninterest expense | 755,000 | 1,580,000 | 2,455,000 | 3,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 335,000 | 942,000 | 2,207,000 | 1,805,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 335,000 | 942,000 | 2,207,000 | 1,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,982,000 | 11,589,000 | 12,854,000 | 9,950,000 |
| Total capital | 11,563,000 | 12,165,000 | 13,433,000 | 10,487,000 |
| Risk-weighted assets | 84,001,000 | 83,856,000 | 88,037,000 | 80,865,000 |