Call reports 2003
INTERNATIONAL BANK OF CHICAGO — 2003
What INTERNATIONAL BANK OF CHICAGO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 101,683,000 | 112,071,000 | 111,147,000 | 115,277,000 |
| Total loans | 54,946,000 | 53,040,000 | 59,212,000 | 57,012,000 |
| Allowance for loan losses | 515,000 | 518,000 | 519,000 | 520,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,354,000 | 32,447,000 | 34,846,000 | 32,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,399,000 | 96,528,000 | 93,899,000 | 96,596,000 |
| Interest-bearing deposits | 80,510,000 | 88,676,000 | 84,722,000 | 87,343,000 |
| Noninterest-bearing deposits | 5,889,000 | 7,852,000 | 9,177,000 | 9,253,000 |
| Equity capital | 8,781,000 | 9,103,000 | 9,422,000 | 10,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,708,000 | 4,123,000 | 5,597,000 |
| Interest expense | 640,000 | 1,259,000 | 1,839,000 | 2,397,000 |
| Net interest income | 730,000 | 1,449,000 | 2,284,000 | 3,200,000 |
| Noninterest income | 475,000 | 951,000 | 1,373,000 | 3,957,000 |
| Noninterest expense | 662,000 | 1,392,000 | 2,177,000 | 3,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 543,000 | 1,008,000 | 1,480,000 | 3,758,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 540,000 | 1,002,000 | 1,471,000 | 3,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,781,000 | 9,103,000 | 9,422,000 | 10,647,000 |
| Total capital | 9,296,000 | 9,621,000 | 9,941,000 | 11,167,000 |
| Risk-weighted assets | 73,786,000 | 71,220,000 | 74,493,000 | 79,398,000 |