Call reports 2012
FLATBUSH FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What FLATBUSH FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 145,486,000 | 143,361,000 | 137,415,000 |
| Total loans | 91,574,000 | 88,393,000 | 84,349,000 |
| Allowance for loan losses | 1,074,000 | 1,077,000 | 1,097,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 24,942,000 | 27,916,000 | 31,439,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 119,298,000 | 118,042,000 | 112,666,000 |
| Interest-bearing deposits | 113,465,000 | 111,999,000 | 107,015,000 |
| Noninterest-bearing deposits | 5,833,000 | 6,043,000 | 5,651,000 |
| Equity capital | 18,688,000 | 18,115,000 | 17,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,555,000 | 3,032,000 | 4,473,000 |
| Interest expense | 372,000 | 733,000 | 1,050,000 |
| Net interest income | 1,183,000 | 2,299,000 | 3,423,000 |
| Noninterest income | 9,130,000 | 9,193,000 | 9,267,000 |
| Noninterest expense | 1,297,000 | 3,664,000 | 5,738,000 |
| Provision for loan losses | 198,000 | 265,000 | 280,000 |
| Pretax income | 8,818,000 | 7,563,000 | 6,672,000 |
| Income tax | 3,990,000 | 3,398,000 | 2,971,000 |
| Net income | 4,828,000 | 4,165,000 | 3,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 21,117,000 | 20,483,000 | 20,048,000 |
| Total capital | 22,108,000 | 21,560,000 | 21,085,000 |
| Risk-weighted assets | 86,359,000 | 86,574,000 | 82,894,000 |