Call reports 2024
FIRST CITIZENS NATIONAL BANK — 2024
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,385,314,000 | 2,426,038,000 | 2,456,988,000 | 2,498,514,000 |
| Total loans | 1,421,627,000 | 1,466,726,000 | 1,497,124,000 | 1,487,033,000 |
| Allowance for loan losses | 18,177,000 | 18,116,000 | 18,156,000 | 17,982,000 |
| Securities available for sale | 732,599,000 | 712,246,000 | 718,031,000 | 720,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,057,724,000 | 2,093,254,000 | 2,076,004,000 | 2,151,077,000 |
| Interest-bearing deposits | 1,691,522,000 | 1,736,763,000 | 1,724,547,000 | 1,776,987,000 |
| Noninterest-bearing deposits | 366,202,000 | 356,491,000 | 351,457,000 | 374,090,000 |
| Equity capital | 184,742,000 | 184,766,000 | 205,739,000 | 189,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 27,768,000 | 56,272,000 | 85,959,000 | 116,435,000 |
| Interest expense | 14,383,000 | 29,319,000 | 45,104,000 | 60,636,000 |
| Net interest income | 13,385,000 | 26,953,000 | 40,855,000 | 55,799,000 |
| Noninterest income | 3,962,000 | 8,135,000 | 12,731,000 | 17,428,000 |
| Noninterest expense | 13,175,000 | 26,353,000 | 39,662,000 | 53,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,181,000 | 8,669,000 | 13,826,000 | 20,019,000 |
| Income tax | 368,000 | 699,000 | 1,260,000 | 1,935,000 |
| Net income | 3,782,000 | 7,908,000 | 12,473,000 | 17,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,903,000 | 240,046,000 | 242,011,000 | 244,797,000 |