Call reports 2022
FIRST CITIZENS NATIONAL BANK — 2022
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,285,852,000 | 2,298,732,000 | 2,295,318,000 | 2,399,631,000 |
| Total loans | 1,227,611,000 | 1,304,160,000 | 1,354,803,000 | 1,335,596,000 |
| Allowance for loan losses | 14,464,000 | 15,019,000 | 16,178,000 | 16,973,000 |
| Securities available for sale | 832,124,000 | 790,075,000 | 740,580,000 | 743,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,010,769,000 | 2,025,561,000 | 2,031,361,000 | 2,078,565,000 |
| Interest-bearing deposits | 1,528,219,000 | 1,552,828,000 | 1,571,476,000 | 1,598,313,000 |
| Noninterest-bearing deposits | 482,549,000 | 472,733,000 | 459,885,000 | 480,252,000 |
| Equity capital | 198,354,000 | 173,376,000 | 149,019,000 | 163,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 18,487,000 | 38,153,000 | 59,504,000 | 82,641,000 |
| Interest expense | 1,436,000 | 3,020,000 | 6,504,000 | 13,861,000 |
| Net interest income | 17,051,000 | 35,133,000 | 53,000,000 | 68,780,000 |
| Noninterest income | 4,511,000 | 8,774,000 | 12,971,000 | 17,377,000 |
| Noninterest expense | 12,884,000 | 26,086,000 | 39,045,000 | 51,892,000 |
| Provision for loan losses | 108,000 | 696,000 | 2,046,000 | 3,146,000 |
| Pretax income | 9,106,000 | 17,641,000 | 25,578,000 | 32,016,000 |
| Income tax | 1,536,000 | 2,885,000 | 4,164,000 | 5,030,000 |
| Net income | 7,539,000 | 14,694,000 | 21,321,000 | 26,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,131,000 | 216,778,000 | 221,506,000 | 225,436,000 |