Call reports 2021
FIRST CITIZENS NATIONAL BANK — 2021
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,081,391,000 | 2,117,647,000 | 2,153,118,000 | 2,243,730,000 |
| Total loans | 1,097,693,000 | 1,115,468,000 | 1,145,042,000 | 1,204,452,000 |
| Allowance for loan losses | 14,002,000 | 14,158,000 | 14,187,000 | 14,370,000 |
| Securities available for sale | 813,305,000 | 823,469,000 | 835,692,000 | 874,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,755,372,000 | 1,790,001,000 | 1,834,492,000 | 1,920,138,000 |
| Interest-bearing deposits | 1,362,909,000 | 1,395,262,000 | 1,417,068,000 | 1,480,511,000 |
| Noninterest-bearing deposits | 392,463,000 | 394,739,000 | 417,424,000 | 439,627,000 |
| Equity capital | 231,292,000 | 238,685,000 | 241,929,000 | 242,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,687,000 | 34,801,000 | 52,412,000 | 70,267,000 |
| Interest expense | 1,965,000 | 3,615,000 | 5,160,000 | 6,626,000 |
| Net interest income | 14,722,000 | 31,186,000 | 47,252,000 | 63,641,000 |
| Noninterest income | 4,782,000 | 9,044,000 | 14,131,000 | 19,035,000 |
| Noninterest expense | 12,688,000 | 25,301,000 | 37,951,000 | 51,133,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 220,000 |
| Pretax income | 7,089,000 | 15,176,000 | 23,611,000 | 31,690,000 |
| Income tax | 1,086,000 | 2,451,000 | 3,780,000 | 5,240,000 |
| Net income | 5,972,000 | 12,663,000 | 19,738,000 | 26,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,777,000 | 196,520,000 | 201,808,000 | 206,529,000 |