Call reports 2019
FIRST CITIZENS NATIONAL BANK — 2019
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,741,836,000 | 1,755,396,000 | 1,781,866,000 | 1,824,233,000 |
| Total loans | 992,746,000 | 1,004,794,000 | 1,015,018,000 | 994,900,000 |
| Allowance for loan losses | 11,562,000 | 11,707,000 | 11,778,000 | 11,605,000 |
| Securities available for sale | 549,689,000 | 576,296,000 | 585,063,000 | 627,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,446,179,000 | 1,472,671,000 | 1,471,400,000 | 1,502,810,000 |
| Interest-bearing deposits | 1,214,527,000 | 1,239,740,000 | 1,230,548,000 | 1,247,183,000 |
| Noninterest-bearing deposits | 231,652,000 | 232,931,000 | 240,852,000 | 255,627,000 |
| Equity capital | 196,681,000 | 204,777,000 | 211,035,000 | 211,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,700,000 | 35,771,000 | 54,090,000 | 72,211,000 |
| Interest expense | 4,031,000 | 8,489,000 | 12,991,000 | 17,468,000 |
| Net interest income | 13,669,000 | 27,282,000 | 41,099,000 | 54,743,000 |
| Noninterest income | 3,595,000 | 7,382,000 | 11,822,000 | 16,051,000 |
| Noninterest expense | 11,815,000 | 23,790,000 | 36,008,000 | 47,814,000 |
| Provision for loan losses | 135,000 | 405,000 | 540,000 | 540,000 |
| Pretax income | 5,323,000 | 10,598,000 | 16,510,000 | 22,590,000 |
| Income tax | 794,000 | 1,540,000 | 2,487,000 | 3,322,000 |
| Net income | 4,498,000 | 8,996,000 | 13,930,000 | 19,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,705,000 | 173,438,000 | 176,408,000 | 177,656,000 |
| Total capital | 182,324,000 | 185,200,000 | 188,256,000 | 189,332,000 |
| Risk-weighted assets | 1,132,258,000 | 1,148,066,000 | 1,166,789,000 | 1,169,848,000 |