Call reports 2018
FIRST CITIZENS NATIONAL BANK — 2018
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,636,069,000 | 1,656,725,000 | 1,680,690,000 | 1,703,271,000 |
| Total loans | 922,778,000 | 956,192,000 | 986,859,000 | 1,003,932,000 |
| Allowance for loan losses | 10,692,000 | 10,977,000 | 11,184,000 | 11,376,000 |
| Securities available for sale | 535,321,000 | 536,730,000 | 521,777,000 | 538,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,356,448,000 | 1,380,747,000 | 1,394,719,000 | 1,416,632,000 |
| Interest-bearing deposits | 1,135,111,000 | 1,155,606,000 | 1,170,252,000 | 1,186,772,000 |
| Noninterest-bearing deposits | 221,337,000 | 225,141,000 | 224,467,000 | 229,860,000 |
| Equity capital | 181,821,000 | 183,876,000 | 183,703,000 | 186,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,727,000 | 32,152,000 | 49,149,000 | 66,859,000 |
| Interest expense | 2,040,000 | 4,579,000 | 7,830,000 | 11,523,000 |
| Net interest income | 13,687,000 | 27,573,000 | 41,319,000 | 55,336,000 |
| Noninterest income | 3,708,000 | 7,555,000 | 11,404,000 | 15,383,000 |
| Noninterest expense | 11,738,000 | 23,676,000 | 35,593,000 | 47,746,000 |
| Provision for loan losses | 0 | 142,000 | 567,000 | 992,000 |
| Pretax income | 5,925,000 | 11,591,000 | 16,838,000 | 22,257,000 |
| Income tax | 940,000 | 1,807,000 | 2,547,000 | 3,310,000 |
| Net income | 4,954,000 | 9,722,000 | 14,198,000 | 18,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,696,000 | 166,900,000 | 169,810,000 | 167,570,000 |
| Total capital | 174,443,000 | 177,950,000 | 181,053,000 | 178,988,000 |
| Risk-weighted assets | 1,067,313,000 | 1,092,062,000 | 1,129,674,000 | 1,150,038,000 |