Call reports 2017
FIRST CITIZENS NATIONAL BANK — 2017
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,636,251,000 | 1,626,165,000 | 1,637,623,000 | 1,656,001,000 |
| Total loans | 866,790,000 | 883,723,000 | 904,930,000 | 917,224,000 |
| Allowance for loan losses | 9,468,000 | 9,618,000 | 9,840,000 | 10,258,000 |
| Securities available for sale | 587,605,000 | 582,895,000 | 563,385,000 | 565,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,358,567,000 | 1,343,443,000 | 1,338,970,000 | 1,362,226,000 |
| Interest-bearing deposits | 1,140,805,000 | 1,119,995,000 | 1,107,304,000 | 1,122,564,000 |
| Noninterest-bearing deposits | 217,762,000 | 223,448,000 | 231,666,000 | 239,661,000 |
| Equity capital | 179,718,000 | 187,304,000 | 189,327,000 | 186,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,743,000 | 29,820,000 | 45,306,000 | 60,889,000 |
| Interest expense | 1,672,000 | 3,403,000 | 5,239,000 | 7,206,000 |
| Net interest income | 13,071,000 | 26,417,000 | 40,067,000 | 53,683,000 |
| Noninterest income | 3,743,000 | 7,685,000 | 11,574,000 | 15,480,000 |
| Noninterest expense | 11,022,000 | 21,737,000 | 33,195,000 | 44,915,000 |
| Provision for loan losses | 650,000 | 1,200,000 | 1,750,000 | 2,125,000 |
| Pretax income | 5,553,000 | 11,783,000 | 17,308,000 | 22,751,000 |
| Income tax | 1,098,000 | 2,614,000 | 3,789,000 | 4,990,000 |
| Net income | 4,424,000 | 9,107,000 | 13,426,000 | 17,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,198,000 | 159,406,000 | 162,252,000 | 162,626,000 |
| Total capital | 165,706,000 | 169,071,000 | 172,142,000 | 172,938,000 |
| Risk-weighted assets | 1,012,909,000 | 1,018,122,000 | 1,043,736,000 | 1,056,702,000 |