Call reports 2016
FIRST CITIZENS NATIONAL BANK — 2016
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,290,717,000 | 1,312,398,000 | 1,623,051,000 | 1,598,928,000 |
| Total loans | 660,050,000 | 707,257,000 | 862,703,000 | 848,323,000 |
| Allowance for loan losses | 7,817,000 | 8,304,000 | 9,113,000 | 8,791,000 |
| Securities available for sale | 486,006,000 | 479,931,000 | 569,184,000 | 581,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,075,766,000 | 1,071,028,000 | 1,340,178,000 | 1,341,166,000 |
| Interest-bearing deposits | 913,787,000 | 914,267,000 | 1,137,940,000 | 1,128,454,000 |
| Noninterest-bearing deposits | 161,979,000 | 156,761,000 | 202,238,000 | 212,712,000 |
| Equity capital | 140,428,000 | 144,492,000 | 187,944,000 | 176,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,519,000 | 23,411,000 | 42,758,000 | 57,447,000 |
| Interest expense | 1,396,000 | 2,810,000 | 4,932,000 | 6,599,000 |
| Net interest income | 10,123,000 | 20,601,000 | 37,826,000 | 50,848,000 |
| Noninterest income | 2,927,000 | 6,002,000 | 11,548,000 | 15,882,000 |
| Noninterest expense | 8,479,000 | 17,373,000 | 32,850,000 | 44,769,000 |
| Provision for loan losses | 350,000 | 950,000 | 1,653,000 | 2,003,000 |
| Pretax income | 4,444,000 | 8,858,000 | 15,453,000 | 20,609,000 |
| Income tax | 961,000 | 1,775,000 | 3,158,000 | 4,087,000 |
| Net income | 3,452,000 | 7,021,000 | 12,202,000 | 16,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,090,000 | 122,264,000 | 154,636,000 | 155,751,000 |
| Total capital | 127,934,000 | 130,591,000 | 163,778,000 | 164,583,000 |
| Risk-weighted assets | 775,173,000 | 819,164,000 | 1,001,780,000 | 992,641,000 |