Call reports 2015
FIRST CITIZENS NATIONAL BANK — 2015
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,272,123,000 | 1,262,853,000 | 1,259,995,000 | 1,271,085,000 |
| Total loans | 602,614,000 | 634,956,000 | 657,121,000 | 657,773,000 |
| Allowance for loan losses | 7,557,000 | 7,497,000 | 7,209,000 | 7,562,000 |
| Securities available for sale | 508,084,000 | 485,317,000 | 471,173,000 | 476,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,040,037,000 | 1,050,393,000 | 1,041,068,000 | 1,053,558,000 |
| Interest-bearing deposits | 892,762,000 | 902,720,000 | 892,732,000 | 892,628,000 |
| Noninterest-bearing deposits | 147,275,000 | 147,673,000 | 148,336,000 | 160,930,000 |
| Equity capital | 133,852,000 | 131,588,000 | 136,378,000 | 135,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,000,000 | 22,396,000 | 33,869,000 | 45,415,000 |
| Interest expense | 1,460,000 | 2,896,000 | 4,328,000 | 5,737,000 |
| Net interest income | 9,540,000 | 19,500,000 | 29,541,000 | 39,678,000 |
| Noninterest income | 3,022,000 | 6,225,000 | 9,338,000 | 12,363,000 |
| Noninterest expense | 8,538,000 | 17,546,000 | 26,328,000 | 34,724,000 |
| Provision for loan losses | 100,000 | 200,000 | 350,000 | 850,000 |
| Pretax income | 4,296,000 | 8,771,000 | 13,256,000 | 17,583,000 |
| Income tax | 910,000 | 1,961,000 | 2,891,000 | 3,631,000 |
| Net income | 3,355,000 | 6,748,000 | 10,272,000 | 13,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,361,000 | 115,610,000 | 117,937,000 | 118,198,000 |
| Total capital | 120,938,000 | 123,129,000 | 125,165,000 | 125,783,000 |
| Risk-weighted assets | 730,117,000 | 762,396,000 | 776,828,000 | 784,456,000 |