Call reports 2014
FIRST CITIZENS NATIONAL BANK — 2014
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,202,516,000 | 1,199,550,000 | 1,210,240,000 | 1,232,089,000 |
| Total loans | 598,358,000 | 614,967,000 | 612,802,000 | 592,296,000 |
| Allowance for loan losses | 7,995,000 | 7,807,000 | 7,550,000 | 7,483,000 |
| Securities available for sale | 459,504,000 | 446,907,000 | 437,789,000 | 506,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 986,774,000 | 968,176,000 | 984,421,000 | 1,001,002,000 |
| Interest-bearing deposits | 845,482,000 | 830,224,000 | 840,034,000 | 851,162,000 |
| Noninterest-bearing deposits | 141,292,000 | 137,952,000 | 144,387,000 | 149,840,000 |
| Equity capital | 124,298,000 | 129,197,000 | 127,048,000 | 129,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,985,000 | 22,294,000 | 33,503,000 | 44,651,000 |
| Interest expense | 1,413,000 | 2,831,000 | 4,265,000 | 5,734,000 |
| Net interest income | 9,572,000 | 19,463,000 | 29,238,000 | 38,917,000 |
| Noninterest income | 3,110,000 | 6,267,000 | 9,428,000 | 12,511,000 |
| Noninterest expense | 8,395,000 | 16,515,000 | 25,122,000 | 34,028,000 |
| Provision for loan losses | 225,000 | 375,000 | 625,000 | 675,000 |
| Pretax income | 5,312,000 | 10,131,000 | 14,210,000 | 18,019,000 |
| Income tax | 1,342,000 | 2,437,000 | 3,193,000 | 3,884,000 |
| Net income | 3,935,000 | 7,632,000 | 10,924,000 | 14,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,970,000 | 113,553,000 | 110,931,000 | 111,629,000 |
| Total capital | 118,986,000 | 121,379,000 | 118,504,000 | 119,132,000 |
| Risk-weighted assets | 674,750,000 | 683,771,000 | 686,068,000 | 675,333,000 |