Call reports 2012
FIRST CITIZENS NATIONAL BANK — 2012
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,073,116,000 | 1,082,390,000 | 1,097,107,000 | 1,177,985,000 |
| Total loans | 536,481,000 | 547,115,000 | 541,058,000 | 554,130,000 |
| Allowance for loan losses | 8,435,000 | 7,926,000 | 7,939,000 | 7,955,000 |
| Securities available for sale | 372,743,000 | 408,310,000 | 408,008,000 | 466,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 876,211,000 | 875,344,000 | 885,723,000 | 965,369,000 |
| Interest-bearing deposits | 753,501,000 | 748,996,000 | 750,459,000 | 825,192,000 |
| Noninterest-bearing deposits | 122,710,000 | 126,348,000 | 135,264,000 | 140,177,000 |
| Equity capital | 113,993,000 | 117,349,000 | 121,101,000 | 121,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,024,000 | 22,095,000 | 33,241,000 | 44,103,000 |
| Interest expense | 1,992,000 | 3,860,000 | 5,541,000 | 7,141,000 |
| Net interest income | 9,032,000 | 18,235,000 | 27,700,000 | 36,962,000 |
| Noninterest income | 2,944,000 | 5,949,000 | 8,633,000 | 11,775,000 |
| Noninterest expense | 7,535,000 | 14,987,000 | 22,457,000 | 30,645,000 |
| Provision for loan losses | 0 | 300,000 | 500,000 | 650,000 |
| Pretax income | 4,842,000 | 9,304,000 | 14,048,000 | 18,122,000 |
| Income tax | 1,188,000 | 2,187,000 | 3,371,000 | 4,120,000 |
| Net income | 3,620,000 | 7,053,000 | 10,583,000 | 13,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,022,000 | 97,445,000 | 99,948,000 | 99,242,000 |
| Total capital | 102,534,000 | 105,012,000 | 107,474,000 | 107,153,000 |
| Risk-weighted assets | 599,688,000 | 604,953,000 | 602,160,000 | 631,174,000 |