Call reports 2008
FIRST CITIZENS NATIONAL BANK — 2008
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 894,230,000 | 929,733,000 | 927,547,000 | 927,162,000 |
| Total loans | 602,269,000 | 634,929,000 | 635,699,000 | 599,390,000 |
| Allowance for loan losses | 6,342,000 | 6,933,000 | 6,995,000 | 7,300,000 |
| Securities available for sale | 195,356,000 | 195,165,000 | 194,598,000 | 210,385,000 |
| Securities held to maturity | 290,000 | 290,000 | 115,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,092,000 | 695,938,000 | 714,071,000 | 734,954,000 |
| Interest-bearing deposits | 593,129,000 | 600,409,000 | 626,255,000 | 626,153,000 |
| Noninterest-bearing deposits | 91,963,000 | 95,529,000 | 87,816,000 | 108,801,000 |
| Equity capital | 86,328,000 | 83,860,000 | 83,796,000 | 87,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,377,000 | 26,463,000 | 39,712,000 | 52,446,000 |
| Interest expense | 6,114,000 | 11,694,000 | 17,061,000 | 22,097,000 |
| Net interest income | 7,263,000 | 14,769,000 | 22,651,000 | 30,349,000 |
| Noninterest income | 3,237,000 | 6,537,000 | 9,847,000 | 13,043,000 |
| Noninterest expense | 7,293,000 | 14,281,000 | 20,392,000 | 28,182,000 |
| Provision for loan losses | 367,000 | 1,108,000 | 2,208,000 | 2,858,000 |
| Pretax income | 2,903,000 | 5,991,000 | 8,248,000 | 10,978,000 |
| Income tax | 640,000 | 1,338,000 | 2,425,000 | 3,025,000 |
| Net income | 2,263,000 | 4,653,000 | 5,823,000 | 7,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,437,000 | 72,444,000 | 72,386,000 | 73,361,000 |
| Total capital | 77,779,000 | 79,377,000 | 79,381,000 | 80,661,000 |
| Risk-weighted assets | 633,189,000 | 664,720,000 | 663,875,000 | 634,826,000 |