Call reports 2007
FIRST CITIZENS NATIONAL BANK — 2007
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 850,342,000 | 845,507,000 | 864,875,000 | 875,671,000 |
| Total loans | 552,757,000 | 566,020,000 | 584,851,000 | 586,826,000 |
| Allowance for loan losses | 6,418,000 | 6,236,000 | 6,318,000 | 6,328,000 |
| Securities available for sale | 179,645,000 | 182,992,000 | 184,516,000 | 190,117,000 |
| Securities held to maturity | 290,000 | 290,000 | 290,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 680,155,000 | 669,962,000 | 662,765,000 | 690,653,000 |
| Interest-bearing deposits | 582,692,000 | 578,767,000 | 568,671,000 | 593,505,000 |
| Noninterest-bearing deposits | 97,463,000 | 91,195,000 | 94,094,000 | 97,148,000 |
| Equity capital | 81,879,000 | 80,891,000 | 83,607,000 | 85,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,142,000 | 26,586,000 | 40,457,000 | 54,246,000 |
| Interest expense | 6,231,000 | 12,601,000 | 19,359,000 | 25,975,000 |
| Net interest income | 6,911,000 | 13,985,000 | 21,098,000 | 28,271,000 |
| Noninterest income | 2,740,000 | 5,968,000 | 9,450,000 | 12,944,000 |
| Noninterest expense | 6,597,000 | 13,324,000 | 20,253,000 | 27,144,000 |
| Provision for loan losses | 166,000 | 333,000 | 583,000 | 833,000 |
| Pretax income | 2,828,000 | 6,236,000 | 9,608,000 | 13,209,000 |
| Income tax | 629,000 | 1,626,000 | 2,313,000 | 3,354,000 |
| Net income | 2,199,000 | 4,610,000 | 7,295,000 | 9,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,219,000 | 70,072,000 | 71,395,000 | 72,511,000 |
| Total capital | 75,637,000 | 76,308,000 | 77,713,000 | 78,839,000 |
| Risk-weighted assets | 591,317,000 | 604,878,000 | 624,278,000 | 630,620,000 |