Call reports 2006
FIRST CITIZENS NATIONAL BANK — 2006
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 837,402,000 | 833,370,000 | 823,736,000 | 830,960,000 |
| Total loans | 556,858,000 | 577,526,000 | 565,049,000 | 552,283,000 |
| Allowance for loan losses | 7,017,000 | 6,865,000 | 6,979,000 | 6,211,000 |
| Securities available for sale | 166,186,000 | 168,629,000 | 171,576,000 | 177,086,000 |
| Securities held to maturity | 290,000 | 290,000 | 290,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,676,000 | 654,373,000 | 644,491,000 | 666,094,000 |
| Interest-bearing deposits | 571,473,000 | 561,843,000 | 555,825,000 | 571,016,000 |
| Noninterest-bearing deposits | 87,203,000 | 92,530,000 | 88,666,000 | 95,078,000 |
| Equity capital | 76,392,000 | 76,128,000 | 79,189,000 | 80,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,304,000 | 25,337,000 | 38,805,000 | 50,864,000 |
| Interest expense | 5,238,000 | 10,865,000 | 16,989,000 | 23,174,000 |
| Net interest income | 7,066,000 | 14,472,000 | 21,816,000 | 27,690,000 |
| Noninterest income | 2,598,000 | 5,170,000 | 7,779,000 | 11,763,000 |
| Noninterest expense | 6,423,000 | 12,927,000 | 19,372,000 | 25,769,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 675,000 |
| Pretax income | 3,016,000 | 6,265,000 | 9,548,000 | 13,011,000 |
| Income tax | 681,000 | 1,491,000 | 2,154,000 | 3,190,000 |
| Net income | 2,335,000 | 4,774,000 | 7,394,000 | 9,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,981,000 | 65,904,000 | 67,426,000 | 68,596,000 |
| Total capital | 71,998,000 | 72,769,000 | 74,405,000 | 74,807,000 |
| Risk-weighted assets | 584,570,000 | 600,297,000 | 587,482,000 | 589,090,000 |