Call reports 2003
FIRST CITIZENS NATIONAL BANK — 2003
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 540,496,000 | 718,299,000 | 716,425,000 | 724,727,000 |
| Total loans | 381,151,000 | 489,877,000 | 490,659,000 | 487,417,000 |
| Allowance for loan losses | 4,853,000 | 6,078,000 | 6,120,000 | 6,115,000 |
| Securities available for sale | 104,381,000 | 140,562,000 | 144,583,000 | 148,855,000 |
| Securities held to maturity | 1,140,000 | 1,045,000 | 1,045,000 | 825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,774,000 | 555,945,000 | 553,744,000 | 560,648,000 |
| Interest-bearing deposits | 360,978,000 | 488,795,000 | 488,361,000 | 492,579,000 |
| Noninterest-bearing deposits | 47,796,000 | 67,150,000 | 65,383,000 | 68,069,000 |
| Equity capital | 47,707,000 | 69,208,000 | 69,404,000 | 70,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,115,000 | 20,098,000 | 29,852,000 | 39,394,000 |
| Interest expense | 2,833,000 | 7,161,000 | 10,440,000 | 13,610,000 |
| Net interest income | 5,282,000 | 12,937,000 | 19,412,000 | 25,784,000 |
| Noninterest income | 1,865,000 | 3,960,000 | 6,411,000 | 8,737,000 |
| Noninterest expense | 4,526,000 | 10,721,000 | 16,336,000 | 21,929,000 |
| Provision for loan losses | 272,000 | 571,000 | 849,000 | 943,000 |
| Pretax income | 2,349,000 | 5,625,000 | 8,658,000 | 11,730,000 |
| Income tax | 703,000 | 1,773,000 | 2,661,000 | 3,502,000 |
| Net income | 1,646,000 | 3,852,000 | 5,997,000 | 8,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,328,000 | 54,164,000 | 55,229,000 | 56,292,000 |
| Total capital | 48,047,000 | 60,242,000 | 61,349,000 | 62,407,000 |
| Risk-weighted assets | 376,647,000 | 486,463,000 | 489,829,000 | 490,003,000 |