Call reports 2002
FIRST CITIZENS NATIONAL BANK — 2002
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 536,459,000 | 529,905,000 | 536,556,000 | 545,247,000 |
| Total loans | 366,192,000 | 373,635,000 | 377,628,000 | 374,776,000 |
| Allowance for loan losses | 4,144,000 | 4,196,000 | 4,404,000 | 4,603,000 |
| Securities available for sale | 99,242,000 | 102,134,000 | 102,097,000 | 102,752,000 |
| Securities held to maturity | 2,503,000 | 2,503,000 | 2,502,000 | 1,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,484,000 | 398,301,000 | 395,437,000 | 414,835,000 |
| Interest-bearing deposits | 363,341,000 | 355,305,000 | 351,513,000 | 365,702,000 |
| Noninterest-bearing deposits | 39,143,000 | 42,996,000 | 43,924,000 | 49,133,000 |
| Equity capital | 50,172,000 | 46,737,000 | 47,268,000 | 47,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,799,000 | 17,496,000 | 26,150,000 | 34,572,000 |
| Interest expense | 3,328,000 | 6,455,000 | 9,566,000 | 12,575,000 |
| Net interest income | 5,471,000 | 11,041,000 | 16,584,000 | 21,997,000 |
| Noninterest income | 1,601,000 | 3,248,000 | 4,806,000 | 6,906,000 |
| Noninterest expense | 4,243,000 | 8,559,000 | 12,745,000 | 17,318,000 |
| Provision for loan losses | 353,000 | 746,000 | 1,086,000 | 1,431,000 |
| Pretax income | 2,575,000 | 5,085,000 | 7,660,000 | 10,316,000 |
| Income tax | 769,000 | 1,540,000 | 2,333,000 | 3,091,000 |
| Net income | 1,806,000 | 3,545,000 | 5,327,000 | 7,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,085,000 | 41,661,000 | 42,353,000 | 42,799,000 |
| Total capital | 50,251,000 | 45,857,000 | 46,757,000 | 47,402,000 |
| Risk-weighted assets | 359,665,000 | 364,666,000 | 369,554,000 | 369,463,000 |