Call reports 2001
FIRST CITIZENS NATIONAL BANK — 2001
What FIRST CITIZENS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 505,125,000 | 527,059,000 | 530,168,000 | 537,791,000 |
| Total loans | 349,153,000 | 370,576,000 | 372,547,000 | 369,026,000 |
| Allowance for loan losses | 3,919,000 | 3,886,000 | 4,078,000 | 4,015,000 |
| Securities available for sale | 79,257,000 | 87,837,000 | 91,474,000 | 97,893,000 |
| Securities held to maturity | 9,157,000 | 4,651,000 | 3,646,000 | 2,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,484,000 | 397,423,000 | 396,087,000 | 403,528,000 |
| Interest-bearing deposits | 346,622,000 | 358,666,000 | 357,609,000 | 361,591,000 |
| Noninterest-bearing deposits | 38,862,000 | 38,757,000 | 38,478,000 | 41,937,000 |
| Equity capital | 47,432,000 | 48,058,000 | 49,286,000 | 49,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,783,000 | 19,794,000 | 29,755,000 | 39,154,000 |
| Interest expense | 5,291,000 | 10,385,000 | 15,194,000 | 19,272,000 |
| Net interest income | 4,492,000 | 9,409,000 | 14,561,000 | 19,882,000 |
| Noninterest income | 1,494,000 | 3,179,000 | 4,722,000 | 6,267,000 |
| Noninterest expense | 4,031,000 | 8,223,000 | 12,424,000 | 16,569,000 |
| Provision for loan losses | 574,000 | 806,000 | 1,141,000 | 1,644,000 |
| Pretax income | 1,400,000 | 3,653,000 | 5,812,000 | 8,063,000 |
| Income tax | 331,000 | 1,016,000 | 1,653,000 | 2,186,000 |
| Net income | 1,069,000 | 2,637,000 | 4,159,000 | 5,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,113,000 | 43,834,000 | 44,508,000 | 45,391,000 |
| Total capital | 47,049,000 | 47,744,000 | 48,615,000 | 49,437,000 |
| Risk-weighted assets | 339,943,000 | 347,532,000 | 351,489,000 | 353,572,000 |