Call reports 2001
RESOURCE TRUST COMPANY — 2001
What RESOURCE TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 98,634,000 |
| Total loans | 61,801,000 |
| Allowance for loan losses | 841,000 |
| Securities available for sale | 11,414,000 |
| Securities held to maturity | 1,299,000 |
| Trading assets | 0 |
| Total deposits | 85,305,000 |
| Interest-bearing deposits | 73,812,000 |
| Noninterest-bearing deposits | 11,493,000 |
| Equity capital | 11,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 1,994,000 |
| Interest expense | 953,000 |
| Net interest income | 1,041,000 |
| Noninterest income | 2,470,000 |
| Noninterest expense | 2,775,000 |
| Provision for loan losses | 0 |
| Pretax income | 736,000 |
| Income tax | 313,000 |
| Net income | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 11,772,000 |
| Total capital | 12,613,000 |
| Risk-weighted assets | 76,325,000 |
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