Call reports 2025
FIRST NATIONAL BANK OF STANTON, THE — 2025
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 424,303,000 | 423,345,000 | 422,466,000 | 436,370,000 |
| Total loans | 103,156,000 | 103,058,000 | 105,620,000 | 107,698,000 |
| Allowance for loan losses | 2,294,000 | 2,296,000 | 2,300,000 | 2,418,000 |
| Securities available for sale | 263,499,000 | 277,312,000 | 260,619,000 | 264,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,704,000 | 364,372,000 | 356,323,000 | 373,703,000 |
| Interest-bearing deposits | 179,460,000 | 175,143,000 | 200,279,000 | 185,889,000 |
| Noninterest-bearing deposits | 188,244,000 | 189,229,000 | 156,044,000 | 187,814,000 |
| Equity capital | 55,773,000 | 58,088,000 | 64,189,000 | 61,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,764,000 | 9,596,000 | 14,471,000 | 19,367,000 |
| Interest expense | 938,000 | 1,710,000 | 2,720,000 | 3,506,000 |
| Net interest income | 3,826,000 | 7,886,000 | 11,751,000 | 15,861,000 |
| Noninterest income | 759,000 | 1,555,000 | 2,355,000 | 3,155,000 |
| Noninterest expense | 1,367,000 | 2,667,000 | 4,079,000 | 5,447,000 |
| Provision for loan losses | 14,000 | 14,000 | 16,000 | 137,000 |
| Pretax income | 3,197,000 | 6,738,000 | 9,881,000 | 13,317,000 |
| Income tax | 590,000 | 1,247,000 | 1,829,000 | 2,509,000 |
| Net income | 2,607,000 | 5,491,000 | 8,052,000 | 10,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,319,000 | 65,110,000 | 67,577,000 | 64,759,000 |
| Total capital | 64,572,000 | 67,355,000 | 69,842,000 | 67,066,000 |
| Risk-weighted assets | 180,039,000 | 179,326,000 | 180,955,000 | 184,238,000 |