Call reports 2020
FIRST NATIONAL BANK OF STANTON, THE — 2020
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 250,520,000 | 245,362,000 | 240,003,000 | 263,785,000 |
| Total loans | 53,673,000 | 53,074,000 | 53,599,000 | 52,134,000 |
| Allowance for loan losses | 1,046,000 | 1,211,000 | 1,223,000 | 1,225,000 |
| Securities available for sale | 144,011,000 | 153,814,000 | 154,456,000 | 161,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,047,000 | 213,963,000 | 207,055,000 | 230,887,000 |
| Interest-bearing deposits | 102,445,000 | 100,426,000 | 100,291,000 | 108,736,000 |
| Noninterest-bearing deposits | 123,602,000 | 113,537,000 | 106,764,000 | 122,151,000 |
| Equity capital | 23,863,000 | 29,315,000 | 30,591,000 | 31,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,449,000 | 5,066,000 | 6,622,000 |
| Interest expense | 29,000 | 50,000 | 69,000 | 85,000 |
| Net interest income | 1,769,000 | 3,399,000 | 4,997,000 | 6,537,000 |
| Noninterest income | 210,000 | 312,000 | 415,000 | 532,000 |
| Noninterest expense | 1,049,000 | 2,048,000 | 3,048,000 | 4,036,000 |
| Provision for loan losses | 170,000 | 320,000 | 320,000 | 320,000 |
| Pretax income | 758,000 | 1,354,000 | 2,055,000 | 2,724,000 |
| Income tax | 97,000 | 146,000 | 218,000 | 276,000 |
| Net income | 661,000 | 1,208,000 | 1,837,000 | 2,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,804,000 | 24,320,000 | 24,916,000 | 25,246,000 |
| Total capital | 25,013,000 | 25,476,000 | 26,050,000 | 26,393,000 |
| Risk-weighted assets | 96,790,000 | 92,233,000 | 90,431,000 | 91,565,000 |