Call reports 2016
FIRST NATIONAL BANK OF STANTON, THE — 2016
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 162,449,000 | 152,010,000 | 154,458,000 | 161,625,000 |
| Total loans | 45,895,000 | 48,250,000 | 51,197,000 | 48,731,000 |
| Allowance for loan losses | 1,261,000 | 1,236,000 | 1,377,000 | 1,445,000 |
| Securities available for sale | 85,915,000 | 83,227,000 | 88,478,000 | 88,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,212,000 | 134,156,000 | 136,525,000 | 145,053,000 |
| Interest-bearing deposits | 76,045,000 | 68,454,000 | 67,990,000 | 70,412,000 |
| Noninterest-bearing deposits | 69,167,000 | 65,702,000 | 68,535,000 | 74,641,000 |
| Equity capital | 16,804,000 | 17,216,000 | 17,276,000 | 16,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,056,000 | 3,105,000 | 4,216,000 |
| Interest expense | 12,000 | 22,000 | 32,000 | 42,000 |
| Net interest income | 1,019,000 | 2,034,000 | 3,073,000 | 4,174,000 |
| Noninterest income | 66,000 | 143,000 | 217,000 | 259,000 |
| Noninterest expense | 800,000 | 1,544,000 | 2,277,000 | 2,983,000 |
| Provision for loan losses | 0 | 11,000 | 267,000 | 476,000 |
| Pretax income | 285,000 | 627,000 | 751,000 | 979,000 |
| Income tax | 47,000 | 112,000 | 100,000 | 121,000 |
| Net income | 238,000 | 515,000 | 651,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,778,000 | 17,024,000 | 17,128,000 | 17,178,000 |
| Total capital | 17,662,000 | 17,929,000 | 18,076,000 | 18,111,000 |
| Risk-weighted assets | 70,222,000 | 71,936,000 | 75,330,000 | 74,133,000 |