Call reports 2015
FIRST NATIONAL BANK OF STANTON, THE — 2015
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 156,682,000 | 144,577,000 | 150,731,000 | 157,396,000 |
| Total loans | 47,189,000 | 48,558,000 | 50,454,000 | 48,102,000 |
| Allowance for loan losses | 1,114,000 | 1,092,000 | 1,269,000 | 1,269,000 |
| Securities available for sale | 72,753,000 | 81,255,000 | 76,196,000 | 81,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,563,000 | 131,311,000 | 133,734,000 | 140,283,000 |
| Interest-bearing deposits | 76,536,000 | 68,788,000 | 68,142,000 | 69,700,000 |
| Noninterest-bearing deposits | 67,027,000 | 62,523,000 | 65,592,000 | 70,583,000 |
| Equity capital | 12,425,000 | 12,504,000 | 16,080,000 | 16,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,094,000 | 3,183,000 | 4,264,000 |
| Interest expense | 17,000 | 32,000 | 45,000 | 58,000 |
| Net interest income | 1,037,000 | 2,062,000 | 3,138,000 | 4,206,000 |
| Noninterest income | 73,000 | 147,000 | 226,000 | 315,000 |
| Noninterest expense | 636,000 | 1,410,000 | 2,058,000 | 2,669,000 |
| Provision for loan losses | 76,000 | 121,000 | 270,000 | 270,000 |
| Pretax income | 398,000 | 677,000 | 1,034,000 | 1,580,000 |
| Income tax | 91,000 | 142,000 | 220,000 | 365,000 |
| Net income | 307,000 | 535,000 | 814,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,480,000 | 12,683,000 | 16,076,000 | 16,571,000 |
| Total capital | 13,326,000 | 13,576,000 | 16,974,000 | 17,464,000 |
| Risk-weighted assets | 67,299,000 | 71,094,000 | 71,358,000 | 71,029,000 |