Call reports 2014
FIRST NATIONAL BANK OF STANTON, THE — 2014
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 138,802,000 | 133,107,000 | 133,315,000 | 149,627,000 |
| Total loans | 47,306,000 | 47,635,000 | 51,015,000 | 50,600,000 |
| Allowance for loan losses | 963,000 | 814,000 | 947,000 | 1,037,000 |
| Securities available for sale | 66,445,000 | 69,808,000 | 68,125,000 | 66,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,575,000 | 120,545,000 | 120,294,000 | 136,821,000 |
| Interest-bearing deposits | 71,223,000 | 66,518,000 | 66,517,000 | 69,585,000 |
| Noninterest-bearing deposits | 55,352,000 | 54,027,000 | 53,777,000 | 67,236,000 |
| Equity capital | 11,460,000 | 11,710,000 | 12,002,000 | 12,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,988,000 | 3,052,000 | 4,107,000 |
| Interest expense | 16,000 | 32,000 | 48,000 | 63,000 |
| Net interest income | 972,000 | 1,956,000 | 3,004,000 | 4,044,000 |
| Noninterest income | 68,000 | 141,000 | 223,000 | 305,000 |
| Noninterest expense | 615,000 | 1,253,000 | 1,903,000 | 2,543,000 |
| Provision for loan losses | 0 | 48,000 | 180,000 | 299,000 |
| Pretax income | 425,000 | 796,000 | 1,159,000 | 1,529,000 |
| Income tax | 104,000 | 189,000 | 268,000 | 353,000 |
| Net income | 321,000 | 607,000 | 891,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,567,000 | 11,829,000 | 12,087,000 | 12,198,000 |
| Total capital | 12,413,000 | 12,684,000 | 12,966,000 | 13,079,000 |
| Risk-weighted assets | 67,399,000 | 68,318,000 | 70,107,000 | 70,696,000 |