Call reports 2013
FIRST NATIONAL BANK OF STANTON, THE — 2013
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,963,000 | 114,743,000 | 115,938,000 | 132,541,000 |
| Total loans | 41,402,000 | 44,275,000 | 46,707,000 | 47,189,000 |
| Allowance for loan losses | 748,000 | 761,000 | 862,000 | 972,000 |
| Securities available for sale | 68,726,000 | 60,860,000 | 56,710,000 | 55,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,191,000 | 102,753,000 | 103,826,000 | 120,660,000 |
| Interest-bearing deposits | 64,207,000 | 59,408,000 | 57,068,000 | 66,551,000 |
| Noninterest-bearing deposits | 45,984,000 | 43,345,000 | 46,758,000 | 54,109,000 |
| Equity capital | 10,806,000 | 10,951,000 | 11,016,000 | 11,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,826,000 | 2,806,000 | 3,797,000 |
| Interest expense | 25,000 | 43,000 | 60,000 | 79,000 |
| Net interest income | 878,000 | 1,783,000 | 2,746,000 | 3,718,000 |
| Noninterest income | 63,000 | 153,000 | 233,000 | 322,000 |
| Noninterest expense | 531,000 | 1,081,000 | 1,555,000 | 2,194,000 |
| Provision for loan losses | 0 | 28,000 | 126,000 | 241,000 |
| Pretax income | 410,000 | 834,000 | 1,305,000 | 1,610,000 |
| Income tax | 97,000 | 200,000 | 319,000 | 387,000 |
| Net income | 313,000 | 634,000 | 986,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,536,000 | 10,833,000 | 11,159,000 | 11,271,000 |
| Total capital | 11,253,000 | 11,584,000 | 11,973,000 | 12,060,000 |
| Risk-weighted assets | 62,723,000 | 59,903,000 | 65,008,000 | 62,843,000 |