Call reports 2010
FIRST NATIONAL BANK OF STANTON, THE — 2010
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 76,617,000 | 75,250,000 | 73,753,000 | 85,262,000 |
| Total loans | 16,697,000 | 19,729,000 | 21,812,000 | 18,004,000 |
| Allowance for loan losses | 389,000 | 387,000 | 390,000 | 379,000 |
| Securities available for sale | 50,743,000 | 49,222,000 | 45,864,000 | 57,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,061,000 | 64,555,000 | 62,587,000 | 74,846,000 |
| Interest-bearing deposits | 52,158,000 | 49,875,000 | 47,500,000 | 56,512,000 |
| Noninterest-bearing deposits | 13,903,000 | 14,680,000 | 15,087,000 | 18,334,000 |
| Equity capital | 9,424,000 | 9,516,000 | 9,856,000 | 9,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,223,000 | 1,843,000 | 2,444,000 |
| Interest expense | 110,000 | 216,000 | 319,000 | 416,000 |
| Net interest income | 511,000 | 1,007,000 | 1,524,000 | 2,028,000 |
| Noninterest income | 54,000 | 113,000 | 173,000 | 241,000 |
| Noninterest expense | 412,000 | 845,000 | 1,221,000 | 1,639,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 3,000 |
| Pretax income | 155,000 | 288,000 | 486,000 | 640,000 |
| Income tax | 9,000 | 13,000 | 42,000 | 54,000 |
| Net income | 146,000 | 275,000 | 444,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,103,000 | 9,183,000 | 9,301,000 | 9,243,000 |
| Total capital | 9,508,000 | 9,593,000 | 9,720,000 | 9,636,000 |
| Risk-weighted assets | 32,416,000 | 32,776,000 | 33,482,000 | 33,196,000 |