Call reports 2009
FIRST NATIONAL BANK OF STANTON, THE — 2009
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 72,169,000 | 66,492,000 | 65,536,000 | 73,558,000 |
| Total loans | 19,055,000 | 19,309,000 | 21,027,000 | 19,295,000 |
| Allowance for loan losses | 294,000 | 333,000 | 390,000 | 387,000 |
| Securities available for sale | 47,843,000 | 43,431,000 | 37,640,000 | 47,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,296,000 | 56,296,000 | 55,054,000 | 63,037,000 |
| Interest-bearing deposits | 48,471,000 | 43,761,000 | 43,274,000 | 49,138,000 |
| Noninterest-bearing deposits | 13,825,000 | 12,535,000 | 11,780,000 | 13,899,000 |
| Equity capital | 9,052,000 | 9,220,000 | 9,434,000 | 9,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,441,000 | 2,116,000 | 2,783,000 |
| Interest expense | 144,000 | 267,000 | 388,000 | 506,000 |
| Net interest income | 600,000 | 1,174,000 | 1,728,000 | 2,277,000 |
| Noninterest income | 61,000 | 127,000 | 190,000 | 261,000 |
| Noninterest expense | 311,000 | 760,000 | 1,119,000 | 1,535,000 |
| Provision for loan losses | 92,000 | 131,000 | 189,000 | 189,000 |
| Pretax income | 279,000 | 431,000 | 631,000 | 835,000 |
| Income tax | 57,000 | 70,000 | 101,000 | 130,000 |
| Net income | 222,000 | 361,000 | 530,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,874,000 | 8,963,000 | 9,082,000 | 9,007,000 |
| Total capital | 9,168,000 | 9,344,000 | 9,468,000 | 9,406,000 |
| Risk-weighted assets | 31,680,000 | 30,194,000 | 30,921,000 | 32,609,000 |