Call reports 2008
FIRST NATIONAL BANK OF STANTON, THE — 2008
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,838,000 | 62,413,000 | 65,705,000 | 71,575,000 |
| Total loans | 17,564,000 | 19,253,000 | 19,661,000 | 20,172,000 |
| Allowance for loan losses | 219,000 | 317,000 | 317,000 | 288,000 |
| Securities available for sale | 31,430,000 | 20,772,000 | 33,173,000 | 44,715,000 |
| Securities held to maturity | 14,395,000 | 15,190,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,845,000 | 53,046,000 | 55,997,000 | 62,040,000 |
| Interest-bearing deposits | 42,224,000 | 39,367,000 | 41,839,000 | 46,109,000 |
| Noninterest-bearing deposits | 14,621,000 | 13,679,000 | 14,158,000 | 15,931,000 |
| Equity capital | 8,873,000 | 8,590,000 | 8,824,000 | 8,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,576,000 | 2,329,000 | 3,106,000 |
| Interest expense | 226,000 | 408,000 | 581,000 | 758,000 |
| Net interest income | 567,000 | 1,168,000 | 1,748,000 | 2,348,000 |
| Noninterest income | 61,000 | 134,000 | 200,000 | 282,000 |
| Noninterest expense | 293,000 | 597,000 | 941,000 | 1,444,000 |
| Provision for loan losses | 0 | 107,000 | 181,000 | 221,000 |
| Pretax income | 335,000 | 635,000 | 793,000 | 950,000 |
| Income tax | 92,000 | 158,000 | 175,000 | 197,000 |
| Net income | 243,000 | 477,000 | 618,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,543,000 | 8,726,000 | 8,817,000 | 8,702,000 |
| Total capital | 8,762,000 | 9,043,000 | 9,134,000 | 8,990,000 |
| Risk-weighted assets | 38,444,000 | 30,211,000 | 31,322,000 | 32,730,000 |