Call reports 2007
FIRST NATIONAL BANK OF STANTON, THE — 2007
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,051,000 | 54,186,000 | 53,558,000 | 59,101,000 |
| Total loans | 15,746,000 | 18,563,000 | 20,796,000 | 19,708,000 |
| Allowance for loan losses | 235,000 | 239,000 | 240,000 | 243,000 |
| Securities available for sale | 16,408,000 | 16,263,000 | 15,509,000 | 15,171,000 |
| Securities held to maturity | 13,153,000 | 12,806,000 | 10,991,000 | 10,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,266,000 | 45,720,000 | 44,594,000 | 50,050,000 |
| Interest-bearing deposits | 35,858,000 | 35,976,000 | 34,934,000 | 37,784,000 |
| Noninterest-bearing deposits | 11,408,000 | 9,744,000 | 9,660,000 | 12,266,000 |
| Equity capital | 8,197,000 | 7,981,000 | 8,289,000 | 8,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,482,000 | 2,247,000 | 3,058,000 |
| Interest expense | 250,000 | 497,000 | 750,000 | 1,004,000 |
| Net interest income | 489,000 | 985,000 | 1,497,000 | 2,054,000 |
| Noninterest income | 45,000 | 95,000 | 143,000 | 205,000 |
| Noninterest expense | 321,000 | 1,018,000 | 1,327,000 | 1,677,000 |
| Provision for loan losses | 26,000 | 36,000 | 36,000 | 40,000 |
| Pretax income | 187,000 | 26,000 | 267,000 | 532,000 |
| Income tax | 53,000 | -22,000 | 44,000 | 113,000 |
| Net income | 134,000 | 48,000 | 223,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,364,000 | 8,228,000 | 8,353,000 | 8,349,000 |
| Total capital | 8,599,000 | 8,467,000 | 8,593,000 | 8,592,000 |
| Risk-weighted assets | 27,156,000 | 32,887,000 | 33,998,000 | 33,170,000 |