Call reports 2006
FIRST NATIONAL BANK OF STANTON, THE — 2006
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,157,000 | 52,428,000 | 52,701,000 | 56,056,000 |
| Total loans | 13,340,000 | 14,969,000 | 16,078,000 | 15,542,000 |
| Allowance for loan losses | 176,000 | 173,000 | 191,000 | 216,000 |
| Securities available for sale | 17,824,000 | 17,080,000 | 17,269,000 | 17,374,000 |
| Securities held to maturity | 13,807,000 | 14,298,000 | 12,280,000 | 11,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,730,000 | 44,062,000 | 43,975,000 | 47,493,000 |
| Interest-bearing deposits | 36,755,000 | 33,952,000 | 33,466,000 | 36,404,000 |
| Noninterest-bearing deposits | 10,975,000 | 10,110,000 | 10,509,000 | 11,089,000 |
| Equity capital | 7,969,000 | 7,875,000 | 8,091,000 | 8,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,321,000 | 2,003,000 | 2,723,000 |
| Interest expense | 175,000 | 363,000 | 565,000 | 802,000 |
| Net interest income | 478,000 | 958,000 | 1,438,000 | 1,921,000 |
| Noninterest income | 46,000 | 94,000 | 145,000 | 209,000 |
| Noninterest expense | 347,000 | 704,000 | 1,035,000 | 1,402,000 |
| Provision for loan losses | 0 | 0 | 22,000 | 49,000 |
| Pretax income | 177,000 | 343,000 | 512,000 | 665,000 |
| Income tax | 46,000 | 88,000 | 131,000 | 184,000 |
| Net income | 131,000 | 255,000 | 381,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,260,000 | 8,247,000 | 8,323,000 | 8,280,000 |
| Total capital | 8,436,000 | 8,420,000 | 8,514,000 | 8,496,000 |
| Risk-weighted assets | 20,646,000 | 21,334,000 | 22,957,000 | 22,626,000 |