Call reports 2005
FIRST NATIONAL BANK OF STANTON, THE — 2005
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 61,106,000 | 57,636,000 | 51,036,000 | 54,543,000 |
| Total loans | 11,434,000 | 12,928,000 | 15,512,000 | 15,326,000 |
| Allowance for loan losses | 201,000 | 197,000 | 191,000 | 174,000 |
| Securities available for sale | 21,307,000 | 19,359,000 | 12,587,000 | 13,425,000 |
| Securities held to maturity | 17,707,000 | 17,154,000 | 15,668,000 | 14,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,659,000 | 48,966,000 | 42,417,000 | 46,109,000 |
| Interest-bearing deposits | 41,773,000 | 39,474,000 | 32,767,000 | 35,273,000 |
| Noninterest-bearing deposits | 10,886,000 | 9,492,000 | 9,650,000 | 10,836,000 |
| Equity capital | 7,918,000 | 8,046,000 | 8,004,000 | 7,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,180,000 | 1,775,000 | 2,394,000 |
| Interest expense | 134,000 | 283,000 | 440,000 | 599,000 |
| Net interest income | 450,000 | 897,000 | 1,335,000 | 1,795,000 |
| Noninterest income | 37,000 | 80,000 | 129,000 | 493,000 |
| Noninterest expense | 331,000 | 687,000 | 1,076,000 | 1,497,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 290,000 | 409,000 | 800,000 |
| Income tax | 36,000 | 66,000 | 91,000 | 209,000 |
| Net income | 120,000 | 224,000 | 318,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,059,000 | 8,113,000 | 8,157,000 | 8,180,000 |
| Total capital | 8,260,000 | 8,310,000 | 8,348,000 | 8,354,000 |
| Risk-weighted assets | 19,583,000 | 19,793,000 | 20,920,000 | 21,572,000 |