Call reports 2004
FIRST NATIONAL BANK OF STANTON, THE — 2004
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,926,000 | 56,724,000 | 55,425,000 | 59,361,000 |
| Total loans | 10,342,000 | 11,618,000 | 13,130,000 | 14,824,000 |
| Allowance for loan losses | 220,000 | 211,000 | 208,000 | 206,000 |
| Securities available for sale | 18,762,000 | 18,122,000 | 16,226,000 | 18,086,000 |
| Securities held to maturity | 20,713,000 | 20,606,000 | 20,320,000 | 17,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,601,000 | 47,895,000 | 46,300,000 | 50,706,000 |
| Interest-bearing deposits | 41,250,000 | 38,313,000 | 37,499,000 | 40,170,000 |
| Noninterest-bearing deposits | 10,351,000 | 9,582,000 | 8,801,000 | 10,536,000 |
| Equity capital | 8,513,000 | 8,164,000 | 8,347,000 | 8,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,050,000 | 1,594,000 | 2,173,000 |
| Interest expense | 115,000 | 227,000 | 336,000 | 454,000 |
| Net interest income | 406,000 | 823,000 | 1,258,000 | 1,719,000 |
| Noninterest income | 143,000 | 174,000 | 202,000 | 246,000 |
| Noninterest expense | 347,000 | 672,000 | 1,026,000 | 1,353,000 |
| Provision for loan losses | -125,000 | -125,000 | -125,000 | -125,000 |
| Pretax income | 327,000 | 450,000 | 558,000 | 736,000 |
| Income tax | 82,000 | 121,000 | 142,000 | 184,000 |
| Net income | 245,000 | 329,000 | 416,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,132,000 | 8,166,000 | 8,203,000 | 7,989,000 |
| Total capital | 8,349,000 | 8,377,000 | 8,411,000 | 8,195,000 |
| Risk-weighted assets | 17,909,000 | 18,645,000 | 19,451,000 | 21,480,000 |