Call reports 2003
FIRST NATIONAL BANK OF STANTON, THE — 2003
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,647,000 | 56,348,000 | 56,274,000 | 59,270,000 |
| Total loans | 10,382,000 | 11,793,000 | 12,998,000 | 12,659,000 |
| Allowance for loan losses | 355,000 | 352,000 | 351,000 | 247,000 |
| Securities available for sale | 19,229,000 | 19,578,000 | 18,590,000 | 18,033,000 |
| Securities held to maturity | 16,726,000 | 17,036,000 | 15,660,000 | 16,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,610,000 | 46,943,000 | 47,201,000 | 50,444,000 |
| Interest-bearing deposits | 40,474,000 | 39,109,000 | 38,357,000 | 40,347,000 |
| Noninterest-bearing deposits | 8,136,000 | 7,834,000 | 8,844,000 | 10,097,000 |
| Equity capital | 8,305,000 | 8,538,000 | 8,316,000 | 8,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,116,000 | 1,673,000 | 2,243,000 |
| Interest expense | 157,000 | 298,000 | 422,000 | 539,000 |
| Net interest income | 405,000 | 818,000 | 1,251,000 | 1,704,000 |
| Noninterest income | 24,000 | 55,000 | 82,000 | 122,000 |
| Noninterest expense | 330,000 | 652,000 | 962,000 | 1,270,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 99,000 | 221,000 | 371,000 | 656,000 |
| Income tax | 15,000 | 41,000 | 75,000 | 154,000 |
| Net income | 84,000 | 180,000 | 296,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,919,000 | 7,965,000 | 8,031,000 | 7,937,000 |
| Total capital | 8,159,000 | 8,209,000 | 8,283,000 | 8,181,000 |
| Risk-weighted assets | 18,292,000 | 18,649,000 | 19,239,000 | 19,503,000 |