Call reports 2002
FIRST NATIONAL BANK OF STANTON, THE — 2002
What FIRST NATIONAL BANK OF STANTON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,998,000 | 51,626,000 | 53,055,000 | 55,460,000 |
| Total loans | 9,785,000 | 10,934,000 | 12,012,000 | 12,903,000 |
| Allowance for loan losses | 225,000 | 236,000 | 225,000 | 375,000 |
| Securities available for sale | 15,231,000 | 12,956,000 | 12,787,000 | 12,326,000 |
| Securities held to maturity | 15,584,000 | 17,314,000 | 16,598,000 | 18,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,506,000 | 42,803,000 | 43,869,000 | 46,542,000 |
| Interest-bearing deposits | 31,979,000 | 35,722,000 | 36,089,000 | 39,184,000 |
| Noninterest-bearing deposits | 7,527,000 | 7,081,000 | 7,780,000 | 7,358,000 |
| Equity capital | 7,866,000 | 8,070,000 | 8,308,000 | 8,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,259,000 | 1,879,000 | 2,501,000 |
| Interest expense | 208,000 | 411,000 | 595,000 | 770,000 |
| Net interest income | 420,000 | 848,000 | 1,284,000 | 1,731,000 |
| Noninterest income | 26,000 | 54,000 | 84,000 | 127,000 |
| Noninterest expense | 303,000 | 627,000 | 963,000 | 1,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 143,000 | 275,000 | 405,000 | 429,000 |
| Income tax | 34,000 | 63,000 | 88,000 | 76,000 |
| Net income | 109,000 | 212,000 | 317,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,840,000 | 7,893,000 | 7,949,000 | 7,885,000 |
| Total capital | 8,049,000 | 8,115,000 | 8,164,000 | 8,123,000 |
| Risk-weighted assets | 16,743,000 | 17,763,000 | 17,609,000 | 18,908,000 |