Call reports 2026
LOCUS BANK, INC. — 2026
What LOCUS BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 345,170,000 | 359,356,000 |
| Total loans | 289,439,000 | 295,253,000 |
| Allowance for loan losses | 1,590,000 | 1,702,000 |
| Securities available for sale | 33,901,000 | 37,306,000 |
| Securities held to maturity | 4,166,000 | 3,609,000 |
| Trading assets | 0 | 0 |
| Total deposits | 239,394,000 | 259,304,000 |
| Interest-bearing deposits | 214,793,000 | 221,234,000 |
| Noninterest-bearing deposits | 24,601,000 | 38,070,000 |
| Equity capital | 73,267,000 | 74,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,017,000 | 10,258,000 |
| Interest expense | 2,114,000 | 4,301,000 |
| Net interest income | 2,903,000 | 5,957,000 |
| Noninterest income | 135,000 | 350,000 |
| Noninterest expense | 1,975,000 | 3,820,000 |
| Provision for loan losses | -161,000 | -116,000 |
| Pretax income | 1,279,000 | 2,681,000 |
| Income tax | 206,000 | 486,000 |
| Net income | 1,073,000 | 2,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 74,174,000 | 75,182,000 |
Machine access — free, no API key
Every figure shown here about LOCUS BANK, INC. — 2026 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.