Call report 2022Q4
LOCUS BANK, INC. — 2022Q4
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,627,000 | USD | evidence → |
| Total loans | 214,964,000 | USD | evidence → |
| Allowance for loan losses | 1,349,000 | USD | evidence → |
| Securities available for sale | 30,845,000 | USD | evidence → |
| Securities held to maturity | 4,567,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 178,136,000 | USD | evidence → |
| Interest-bearing deposits | 167,177,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,959,000 | USD | evidence → |
| Equity capital | 65,141,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,592,000 | USD | evidence → |
| Interest expense | 1,777,000 | USD | evidence → |
| Net interest income | 7,815,000 | USD | evidence → |
| Noninterest income | 757,000 | USD | evidence → |
| Noninterest expense | 5,949,000 | USD | evidence → |
| Provision for loan losses | 227,000 | USD | evidence → |
| Pretax income | 2,207,000 | USD | evidence → |
| Income tax | 498,000 | USD | evidence → |
| Net income | 1,709,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,295,000 | USD | evidence → |
Machine access — free, no API key
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