Call report 2022Q2
LOCUS BANK, INC. — 2022Q2
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 244,775,000 | USD | evidence → |
| Total loans | 184,298,000 | USD | evidence → |
| Allowance for loan losses | 1,339,000 | USD | evidence → |
| Securities available for sale | 30,921,000 | USD | evidence → |
| Securities held to maturity | 4,746,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,699,000 | USD | evidence → |
| Interest-bearing deposits | 158,016,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,683,000 | USD | evidence → |
| Equity capital | 65,168,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,029,000 | USD | evidence → |
| Interest expense | 570,000 | USD | evidence → |
| Net interest income | 3,459,000 | USD | evidence → |
| Noninterest income | 505,000 | USD | evidence → |
| Noninterest expense | 2,900,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 1,018,000 | USD | evidence → |
| Income tax | 153,000 | USD | evidence → |
| Net income | 865,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,930,000 | USD | evidence → |