Call report 2016Q2
LOCUS BANK, INC. — 2016Q2
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,239,000 | USD | evidence → |
| Total loans | 88,530,000 | USD | evidence → |
| Allowance for loan losses | 1,234,000 | USD | evidence → |
| Securities available for sale | 6,072,000 | USD | evidence → |
| Securities held to maturity | 2,104,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,679,000 | USD | evidence → |
| Interest-bearing deposits | 88,317,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,362,000 | USD | evidence → |
| Equity capital | 17,039,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,256,000 | USD | evidence → |
| Interest expense | 458,000 | USD | evidence → |
| Net interest income | 1,798,000 | USD | evidence → |
| Noninterest income | 439,000 | USD | evidence → |
| Noninterest expense | 1,339,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 698,000 | USD | evidence → |
| Income tax | 213,000 | USD | evidence → |
| Net income | 485,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,783,000 | USD | evidence → |
| Total capital | 21,217,000 | USD | evidence → |
| Risk-weighted assets | 105,747,000 | USD | evidence → |