Call reports 2026
GALA BANK — 2026
What GALA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 34,121,000 | 44,907,000 |
| Total loans | 15,904,000 | 22,244,000 |
| Allowance for loan losses | 135,000 | 156,000 |
| Securities available for sale | 6,375,000 | 6,351,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 24,659,000 | 35,532,000 |
| Interest-bearing deposits | 14,012,000 | 20,842,000 |
| Noninterest-bearing deposits | 10,647,000 | 14,690,000 |
| Equity capital | 9,376,000 | 9,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 419,000 | 933,000 |
| Interest expense | 86,000 | 183,000 |
| Net interest income | 333,000 | 750,000 |
| Noninterest income | 23,000 | 44,000 |
| Noninterest expense | 584,000 | 1,249,000 |
| Provision for loan losses | 10,000 | 31,000 |
| Pretax income | -236,000 | -484,000 |
| Income tax | -59,000 | -122,000 |
| Net income | -177,000 | -362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,596,000 | 8,348,000 |
| Total capital | 8,731,000 | 8,504,000 |
| Risk-weighted assets | 23,557,000 | 28,293,000 |