Call reports 2021
LEGACY BANK — 2021
What LEGACY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 456,830,000 | 471,262,000 | 497,312,000 | 498,022,000 |
| Total loans | 289,750,000 | 317,597,000 | 315,529,000 | 315,028,000 |
| Allowance for loan losses | 4,926,000 | 4,614,000 | 4,886,000 | 5,041,000 |
| Securities available for sale | 84,504,000 | 94,846,000 | 119,198,000 | 127,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,168,000 | 401,498,000 | 425,631,000 | 427,066,000 |
| Interest-bearing deposits | 282,405,000 | 289,026,000 | 299,120,000 | 295,251,000 |
| Noninterest-bearing deposits | 105,763,000 | 112,472,000 | 126,511,000 | 131,815,000 |
| Equity capital | 66,066,000 | 67,026,000 | 68,744,000 | 67,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,141,000 | 8,563,000 | 13,319,000 | 18,071,000 |
| Interest expense | 334,000 | 626,000 | 866,000 | 1,061,000 |
| Net interest income | 3,807,000 | 7,937,000 | 12,453,000 | 17,010,000 |
| Noninterest income | 294,000 | 548,000 | 824,000 | 1,118,000 |
| Noninterest expense | 2,023,000 | 4,330,000 | 6,745,000 | 9,427,000 |
| Provision for loan losses | 73,000 | 216,000 | 527,000 | 732,000 |
| Pretax income | 2,005,000 | 3,939,000 | 6,005,000 | 8,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,005,000 | 3,939,000 | 6,005,000 | 8,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,999,000 | 59,691,000 | 61,784,000 | 62,229,000 |
| Total capital | 63,949,000 | 64,329,000 | 66,694,000 | 67,294,000 |
| Risk-weighted assets | 397,187,000 | 411,713,000 | 421,331,000 | 424,483,000 |