Call reports 2019
LEGACY BANK — 2019
What LEGACY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 334,185,000 | 341,170,000 | 367,835,000 | 368,896,000 |
| Total loans | 228,760,000 | 242,474,000 | 261,183,000 | 267,508,000 |
| Allowance for loan losses | 3,313,000 | 3,299,000 | 3,474,000 | 3,592,000 |
| Securities available for sale | 65,118,000 | 58,750,000 | 56,439,000 | 56,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,656,000 | 277,792,000 | 302,346,000 | 308,195,000 |
| Interest-bearing deposits | 213,224,000 | 207,991,000 | 231,701,000 | 235,923,000 |
| Noninterest-bearing deposits | 64,432,000 | 69,801,000 | 70,645,000 | 72,272,000 |
| Equity capital | 54,540,000 | 55,860,000 | 57,702,000 | 58,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,715,000 | 7,677,000 | 12,007,000 | 16,450,000 |
| Interest expense | 392,000 | 860,000 | 1,467,000 | 2,181,000 |
| Net interest income | 3,323,000 | 6,817,000 | 10,540,000 | 14,269,000 |
| Noninterest income | 232,000 | 484,000 | 731,000 | 989,000 |
| Noninterest expense | 1,777,000 | 3,664,000 | 5,626,000 | 7,687,000 |
| Provision for loan losses | 150,000 | 261,000 | 443,000 | 640,000 |
| Pretax income | 1,588,000 | 3,263,000 | 5,089,000 | 6,818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,588,000 | 3,263,000 | 5,089,000 | 6,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,292,000 | 49,726,000 | 51,552,000 | 52,040,000 |
| Total capital | 52,629,000 | 53,049,000 | 55,050,000 | 55,655,000 |
| Risk-weighted assets | 271,857,000 | 286,371,000 | 308,946,000 | 316,105,000 |