Call reports 2018
LEGACY BANK — 2018
What LEGACY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 316,480,000 | 318,399,000 | 322,955,000 | 317,343,000 |
| Total loans | 215,360,000 | 217,638,000 | 220,739,000 | 224,781,000 |
| Allowance for loan losses | 3,099,000 | 3,230,000 | 3,203,000 | 3,163,000 |
| Securities available for sale | 60,271,000 | 56,915,000 | 61,916,000 | 61,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,003,000 | 260,643,000 | 269,498,000 | 262,751,000 |
| Interest-bearing deposits | 201,831,000 | 199,209,000 | 203,197,000 | 199,257,000 |
| Noninterest-bearing deposits | 60,172,000 | 61,434,000 | 66,301,000 | 63,494,000 |
| Equity capital | 50,087,000 | 50,430,000 | 51,448,000 | 52,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,384,000 | 6,842,000 | 10,210,000 | 14,011,000 |
| Interest expense | 269,000 | 565,000 | 894,000 | 1,243,000 |
| Net interest income | 3,115,000 | 6,277,000 | 9,316,000 | 12,768,000 |
| Noninterest income | 190,000 | 484,000 | 698,000 | 945,000 |
| Noninterest expense | 1,686,000 | 3,342,000 | 4,963,000 | 6,699,000 |
| Provision for loan losses | 30,000 | 140,000 | 264,000 | 359,000 |
| Pretax income | 1,589,000 | 3,237,000 | 4,745,000 | 6,613,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,589,000 | 3,237,000 | 4,745,000 | 6,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,418,000 | 45,911,000 | 47,418,000 | 47,675,000 |
| Total capital | 48,540,000 | 49,102,000 | 50,645,000 | 50,861,000 |
| Risk-weighted assets | 250,996,000 | 255,199,000 | 262,005,000 | 260,019,000 |